Quick scribble sketch
Adding some details on a new layer in a new color
Adding more to the sketch
Inked the character, set up a simple texture grid for the background to be mapped upon
Adding the basic color of the lake
Adding rocks, shadows and a bit of the reflective color from skin and clothes
Adding shines and background wisteria
Lilypads and flowers added. I made a pad brush for this one and another picture, colored individually.
Bg Overlays Base Color
Base colors for the main character and overlayed some purples and aqua on the waters for reflective purposes.
Added a few overlays, for reflective colors from plants and water.
Shadows added, and added some colors to the shirt.
More Overlays And Lights
Added lights to the hair, overlays to the feathers, and shading to the shirt.
Lights on the feathers, hair, glows on the shirt
Feathers and petals added
Drippy Water And Wisteria
Added water to the skin and Wisteria to the foreground
Finished off by adding some light and shadows to the water.
Finished, added some logos